We understand that searching for guaranteed finance means you probably haven’t got the best credit. Unfortunately, guaranteed horsebox finance is something that no dealership, broker or lender can offer. However, it doesn’t mean you should stop your search for your new horsebox on finance. There are a lot of companies around the internet that offer, “Guaranteed horsebox Finance”, “horsebox Finance No Credit Search”, “Guaranteed horsebox Finance No Deposit” or “Bad Credit horsebox Loans Guaranteed Approval”.
Companies making these claims aren’t lending their own money. What they do is use guaranteed horsebox finance as an incentive for customers to apply but the decision on the finance is down to the individual lender and offering guaranteed horsebox finance would be irresponsible lending. Its not possible for a lender to guarantee horsebox finance to every customer that applied for finance without knowing anything about the customer and their circumstances.
The lenders decision is based around numerous factors. These can include credit score, deposit, debt and affordability. Lenders need to make sure the money they are lending is going to be repaid and will only lend to customers who can afford to repay it. Therefore, it’s impossible for any lender to guarantee finance.
Check out our horsebox finance calculator to see how affordable your next horsebox could be.