Bad Credit Horsebox Finance2018-05-01T15:53:22+00:00

BAD CREDIT HORSEBOX FINANCE

Finance Calculator

Rates From 9.9% APR*

Loan Amount
£
Term
 
APPLY NOW

Representative example

Borrowing £5,000 over 4 years with a representative APR of 29.7% and a deposit of £0.00, the amount payable would be £169.40 per month, with a total cost of credit of £3,131.25 and a total amount payable of £8,131.25.

The Horsebox Financer is a credit broker, not a lender. The rate you are offered will depend on your individual circumstances. We compare products from the UKs leading horse trailer finance companies.

Why choose The Horsebox Financer

Are you looking for horsebox finance or a loan to buy a horsebox or trailer? At The Horsebox Financer we love the equine industry and know the financial sector inside out. Our expert team understand the complex and sometimes confusing world of horsebox finance. What we will do is remove all the stress and hassle from the process and make it easy for you to finance your new horsebox. We can help you as much or as little as you want along the way also offering in depth advice and guidance on financial issues relating to horsebox sales, maintenance and repair, servicing, and insurance.

Here at The Horsebox Financer, we work with a range of dealerships to make driving away your dream horsebox easier than you might think.

No pushy sales people; just a team of dedicated individuals working to get you a deal to suit your needs. We are passionate about customer service and making sure that we look after you so that you’ll keep coming back to us and recommending us to your friends. We compare products from multiple lenders in order to find you a deal to suit your needs!

APPLY NOW

“Great to deal with, fantastic support have and would still recommend to anyone” – Gareth Fogarty

“Very happy with the service, would highly recommend and will be using them again” – Steve Eardley

“Very easy to deal with. I knew how much I could afford and how much I could borrow before I decided on my vehicle” – K Watson

All Reviews

Bad credit horsebox finance & loans

At The Horsebox Financer we consider ourselves to be horsebox finance and loan specialists. As a broker and not a direct lender, we are able to search a panel of lenders to help you get the most competitive rates. Whether you are looking to buy a new or used horsebox, make an application with us to see how we can help you.

We provide finance for ANY horsebox We have financed small horseboxes, large coach built horseboxes, horse tailers and conversations of all prices and all ages.

Regardless of your financial situation, we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be driving your new horsebox away the very same day.

Who we can help

Declined / refused in the past | CCJs (County Court Judgements) | IVAs (Individual Voluntary Agreements) | Bankruptcy | Debt management plans | No credit history | Arrears | Self Employed

Frequently asked questions

Do I pay a fee to you?2018-04-27T09:10:11+00:00

We don’t charge any fees. The Horsebox Financer may receive a commission from the lender we arrange the finance with for you.

How old do I need to be to qualify for finance?2018-04-11T14:54:17+00:00

You must be at least 18 years of age for us to arrange finance on your behalf with most lenders. Some lenders have a minimum age of 21.

I have bad credit, can you help?2018-04-11T14:46:26+00:00

Yes, we help many people with bad credit profiles, we have certain lenders that specialise in this sort of finance.

Do I need a deposit?2018-04-27T09:11:05+00:00

In most cases no, however it depends on the product you take out and also on the horsebox.

What if I have an issue after I have collected?2018-04-27T09:11:44+00:00

We will be in contact with you through-out the whole buying process and even after you have collected your horsebox. However, if you are having any issues at all with your new purchase, we recommend you call us straight away and we can advise you what to do.

How do I apply2018-04-11T14:44:06+00:00

You can apply for finance here using our quick online application form, or you can call us on 01625 324444 and we can answer any questions you may have.

How long will it take to get the finance in place?2018-04-27T09:06:45+00:00

We aim to get you a decision as quick as possible after you have submitted your application. One of our specialists will contact you and talk you through the process in detail before you agree to commit. In certain cases, we can sort the finance within as little as a few hours. The turnaround from applying to collecting the finance will normally depend on how quickly you can return your signed agreement and proofs to us. The average turnaround time is between 2-4 days from start to finish. Once your application has been submitted, processed and approved, all that’s left to do is find a suitable horsebox.

Do you do credit checks?2018-04-11T14:59:58+00:00

Majority of our lenders now use a soft search. This means there is no permanent footprint or effect on your credit score. There are still a few lenders that do a hard search, which does leave a footprint.

What documents do I need to supply?2018-04-11T14:58:14+00:00

All lenders will ask you to produce some documentation. This will vary slightly depending on the requirements of the lender. Typically, you will be asked for a copy of your licence and sometimes proof of income or address. This will all be explained in full detail so there’s no need to worry. We understand people lose and misplace licences and payslips so there are other alternatives.

Can you guarantee horsebox finance?2018-04-27T09:07:56+00:00

No. There is no company that can guarantee that you will be accepted for finance. Every lender has their own criteria and will take into consideration your individual circumstances. We work with a range of lenders, who deal with all circumstances. So even though we can’t guarantee finance, we will try our best.

Where can I buy my horsebox from?2018-04-27T09:09:15+00:00

You can buy your new horsebox from any UK dealership as long as they hold a valid finance licence. We can also do private sales using a personal loan product we have.

What are your rates?2018-04-11T14:55:50+00:00

All rates are dependent on the lender selected for your finance and the rates are determined on a number of things including the level or risk and your credit score along with income and outgoings.

Ask us a question

Monday to Friday (9am to 6pm)
Saturday (10am to 4pm)
Email: [email protected]
Telephone: 01625 324 444

Our guarantee

At The Horsebox Financer we believe customer service is everything. Therefore we strive to offer you a top class service. We promise, to be honest and completely transparent, with a focus on treating all customers fairly. Before you sign any financial contract with us, we will explain to you clearly the features of your contract, the benefits, any risk and the cost of the finance package. There are no hidden fees or charges and there is no obligation to proceed.

  • To be open and transparent
  • Explain the whole process on the first call
  • Provide you with a selection of quotes and terms from lenders you are approved with
  • Explain all the figures and terms of the contract
  • Spend time answering any questions you may have
  • Provide all the information for your agreement upfront
  • Not bombard you with text message, emails and phone calls
  • All of our staff are SAF qualified. (Specialist Automotive Finance)
  • We are registered with the ICO. (Information Commissioner’s Office)

The facts

There are a lot of brokers who advertise they are specialists in horsebox finance for bad credit but it’s worth being aware of the following before you apply to them;

  • They may charge you fees for arranging the finance
  • You may be restricted to the horsebox you can buy
  • The interest rates might be more than you can afford
  • The horseboxes they sell you maybe overpriced
  • Most are dealerships and only have access to a limited panel of lenders and horseboxes

A lot of companies offer guaranteed horsebox finance, however, this legally cant be advertised. If you are searching for guaranteed horsebox finance, it probably means your credit history isn’t perfect so it’s important you speak to people who want to help your rebuild your credit profile and provide you with a horsebox loan to suit your needs.

When looking for bad credit horsebox finance, you should always make sure that you fully understand the rates, repayments and total about that you are going to be paying back. Any decent brokerage / dealership should check your affordability and advise you on all figures and terms and the documents before you sign them. This process should be followed in line with FCA guidelines.

Company Details

Horsebox Finance

9B High Street, Congleton,

Cheshire, CW12 4HZ

E – [email protected]

T – 01625 324 444

The Horsebox Financer is a trading name of The Vehicle Financer Limited. The Vehicle Financer Limited is an appointed representative of Product Partnerships Limited which is authorised and regulated by the Financial Conduct Authority. Product Partnerships Limited FCA registration number is 626349 and its address is Salts Piazza Offices, Salts Mill, Victoria Road, Saltaire, BD18 3LA. Product Partnerships Limited’s permitted business is to act as a Principal for a network of Appointed Representatives who arrange regulated credit facilities for customers who are purchasing goods from them.

The Vehicle Financer Limited act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk

All finance is subject to status and income. Written quotations are available on request. We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your advisor can provide more information on this. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, 9B High Street, Congleton, CW12 1BNICO registration number – ZA171810.

BAD CREDIT SPECIALISTS

Finance Calculator

From 9.9% APR*

Loan Amount
£
Term
 
APPLY NOW

Representative example

Borrowing £5,000 over 4 years with a representative APR of 29.7% and a deposit of £0.00, the amount payable would be £169.40 per month, with a total cost of credit of £3,131.25 and a total amount payable of £8,131.25.

The Horsebox Financer is a credit broker, not a lender. The rate you are offered will depend on your individual circumstances. We compare products from the UKs leading horsebox finance companies.

Why choose The Horsebox Financer

Are you looking for horsebox finance or a loan to buy a horsebox? At The Horsebox Financer we love the automotive industry and know the financial sector inside out. Our expert team understands the complex and sometimes confusing world of horsebox finance. What we will do is remove all the stress and hassle from the process and make it easy for you to finance your new horsebox. We can help you as much or as little as you want along the way also offering in-depth advice and guidance on financial issues relating to horsebox sales, maintenance and repair, servicing, and insurance.

Here at The Horsebox Financer, we work with a range of dealerships to make driving away your dream horsebox easier than you might think.

No pushy sales people; just a team of dedicated individuals working to get you a deal to suit your needs. We are passionate about customer service and making sure that we look after you so that you’ll keep coming back to us and recommending us to your friends. We compare products from multiple lenders in order to find you a deal to suit your needs!

Apply Now

“Great to deal with, fantastic support have and would still recommend to anyone” – Gareth Fogarty

“Very happy with the service, would highly recommend and will be using them again” – Steve Eardley

“Very easy to deal with. I knew how much I could afford and how much I could borrow before I decided on my vehicle” – K Watson

All Reviews

Bad credit horsebox finance & loans

At The Horsebox Financer we consider ourselves to be horsebox finance and loan specialists. As a broker and not a direct lender, we are able to search a panel of lenders to help you get the most competitive rates. Whether you are looking to buy a new or used horsebox, make an application with us to see how we can help you.

We provide finance for ANY horsebox We have financed small horseboxes, large coach built horseboxes, horse tailers and conversations of all prices and all ages.

Regardless of your financial situation, we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be driving your new horsebox away the very same day.

Who we can help

Declined / refused in the past | CCJs (County Court Judgements) | IVAs (Individual Voluntary Agreements) | Bankruptcy | Debt management plans | No credit history | Arrears | Self Employed

Apply Now

Frequently asked questions

Do I pay a fee to you?2018-04-27T09:10:11+00:00

We don’t charge any fees. The Horsebox Financer may receive a commission from the lender we arrange the finance with for you.

How old do I need to be to qualify for finance?2018-04-11T14:54:17+00:00

You must be at least 18 years of age for us to arrange finance on your behalf with most lenders. Some lenders have a minimum age of 21.

I have bad credit, can you help?2018-04-11T14:46:26+00:00

Yes, we help many people with bad credit profiles, we have certain lenders that specialise in this sort of finance.

Do I need a deposit?2018-04-27T09:11:05+00:00

In most cases no, however it depends on the product you take out and also on the horsebox.

What if I have an issue after I have collected?2018-04-27T09:11:44+00:00

We will be in contact with you through-out the whole buying process and even after you have collected your horsebox. However, if you are having any issues at all with your new purchase, we recommend you call us straight away and we can advise you what to do.

How do I apply2018-04-11T14:44:06+00:00

You can apply for finance here using our quick online application form, or you can call us on 01625 324444 and we can answer any questions you may have.

How long will it take to get the finance in place?2018-04-27T09:06:45+00:00

We aim to get you a decision as quick as possible after you have submitted your application. One of our specialists will contact you and talk you through the process in detail before you agree to commit. In certain cases, we can sort the finance within as little as a few hours. The turnaround from applying to collecting the finance will normally depend on how quickly you can return your signed agreement and proofs to us. The average turnaround time is between 2-4 days from start to finish. Once your application has been submitted, processed and approved, all that’s left to do is find a suitable horsebox.

Do you do credit checks?2018-04-11T14:59:58+00:00

Majority of our lenders now use a soft search. This means there is no permanent footprint or effect on your credit score. There are still a few lenders that do a hard search, which does leave a footprint.

What documents do I need to supply?2018-04-11T14:58:14+00:00

All lenders will ask you to produce some documentation. This will vary slightly depending on the requirements of the lender. Typically, you will be asked for a copy of your licence and sometimes proof of income or address. This will all be explained in full detail so there’s no need to worry. We understand people lose and misplace licences and payslips so there are other alternatives.

Can you guarantee horsebox finance?2018-04-27T09:07:56+00:00

No. There is no company that can guarantee that you will be accepted for finance. Every lender has their own criteria and will take into consideration your individual circumstances. We work with a range of lenders, who deal with all circumstances. So even though we can’t guarantee finance, we will try our best.

Where can I buy my horsebox from?2018-04-27T09:09:15+00:00

You can buy your new horsebox from any UK dealership as long as they hold a valid finance licence. We can also do private sales using a personal loan product we have.

What are your rates?2018-04-11T14:55:50+00:00

All rates are dependent on the lender selected for your finance and the rates are determined on a number of things including the level or risk and your credit score along with income and outgoings.

Ask us a question

Monday to Friday (9am to 6pm)
Saturday (10am to 4pm)
Email: [email protected]
Telephone: 01625 324 444

Our guarantee

At The Horsebox Financer we believe customer service is everything. Therefore we strive to offer you a top class service. We promise, to be honest and completely transparent, with a focus on treating all customers fairly. Before you sign any financial contract with us, we will explain to you clearly the features of your contract, the benefits, any risk and the cost of the finance package. There are no hidden fees or charges and there is no obligation to proceed.

  • To be open and transparent
  • Explain the whole process on the first call
  • Provide you with a selection of quotes and terms from lenders you are approved with
  • Explain all the figures and terms of the contract
  • Spend time answering any questions you may have
  • Provide all the information for your agreement upfront
  • Not bombard you with text message, emails and phone calls
  • All of our staff are SAF qualified. (Specialist Automotive Finance)
  • We are registered with the ICO. (Information Commissioner’s Office)

The facts

There are a lot of brokers who advertise they are specialists in horsebox finance for bad credit but it’s worth being aware of the following before you apply to them;

  • They may charge you fees for arranging the finance
  • You may be restricted to the horsebox you can buy
  • The interest rates might be more than you can afford
  • The horseboxes they sell you maybe overpriced
  • Most are dealerships and only have access to a limited panel of lenders and horseboxes

A lot of companies offer guaranteed horsebox finance, however, this legally cant be advertised. If you are searching for guaranteed horsebox finance, it probably means your credit history isn’t perfect so it’s important you speak to people who want to help your rebuild your credit profile and provide you with a horsebox loan to suit your needs.

When looking for bad credit horsebox finance, you should always make sure that you fully understand the rates, repayments and total about that you are going to be paying back. Any decent brokerage / dealership should check your affordability and advise you on all figures and terms and the documents before you sign them. This process should be followed in line with FCA guidelines.

Company Details

Horsebox Finance

9B High Street, Congleton, Cheshire, CW12 4HZ

E – [email protected]

T – 01625 324 444

The Horsebox Financer is a trading name of The Vehicle Financer Limited. The Vehicle Financer Limited is an appointed representative of Product Partnerships Limited which is authorised and regulated by the Financial Conduct Authority. Product Partnerships Limited FCA registration number is 626349 and its address is Salts Piazza Offices, Salts Mill, Victoria Road, Saltaire, BD18 3LA. Product Partnerships Limited’s permitted business is to act as a Principal for a network of Appointed Representatives who arrange regulated credit facilities for customers who are purchasing goods from them.

The Vehicle Financer Limited act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk

All finance is subject to status and income. Written quotations are available on request. We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your advisor can provide more information on this. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, 9B High Street, Congleton, CW12 1BNICO registration number – ZA171810.

BAD CREDIT FINANCE SPECIALISTS

Apply Now
CALCULATE PAYMENTS

Representative example

Borrowing £5,000 over 4 years with a representative APR of 29.7% and a deposit of £0.00, the amount payable would be £169.40 per month, with a total cost of credit of £3,131.25 and a total amount payable of £8,131.25.

The Horsebox Financer is a credit broker, not a lender. The rate you are offered will depend on your individual circumstances. We compare products from the UKs leading horsebox finance companies.

Bad credit horsebox finance & loans

At The Horsebox Financer we consider ourselves to be horsebox finance and loan specialists. As a broker and not a direct lender, we are able to search a panel of lenders to help you get the most competitive rates. Whether you are looking to buy a new or used horsebox, make an application with us to see how we can help you.

We provide finance for ANY horsebox. We have financed micro horsebox, campercars, conversions or all size, coach built, large horseboxes, twin axle horseboxes, RV’s and custom horseboxes.

Regardless of your financial situation, we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be driving your new horsebox away the very same day.

Who we can help

Declined / refused in the past | CCJs (County Court Judgements) | IVAs (Individual Voluntary Agreements) | Bankruptcy | Debt management plans | No credit history | Arrears | Self Employed

“Great to deal with, fantastic support have and would still recommend to anyone” – Gareth Fogarty

“Very happy with the service, would highly recommend and will be using them again” – Steve Eardley

“Very easy to deal with. I knew how much I could afford and how much I could borrow before I decided on my vehicle” – K Watson

All Reviews

The facts

There are a lot of brokers who advertise they are specialists in horsebox finance for bad credit but it’s worth being aware of the following before you apply to them;

  • They may charge you fees for arranging the finance
  • You may be restricted to the horsebox you can buy
  • The interest rates might be more than you can afford
  • The horseboxes they sell you maybe overpriced
  • Most are dealerships and only have access to a limited panel of lenders and horseboxes

A lot of companies offer guaranteed horsebox finance, however, this legally cant be advertised. If you are searching for guaranteed horsebox finance, it probably means your credit history isn’t perfect so it’s important you speak to people who want to help your rebuild your credit profile and provide you with a horsebox loan to suit your needs.

When looking for bad credit horsebox finance, you should always make sure that you fully understand the rates, repayments and total about that you are going to be paying back. Any decent brokerage / dealership should check your affordability and advise you on all figures and terms and the documents before you sign them. This process should be followed in line with FCA guidelines.

APPLY NOW

Horse trailer finance calculator

Use our repayment calculator to see how cheap your monthly repayments could be. Select an amount you want to borrow, the term and your credit rating.

Don't know your credit rating?

Horsebox finance & loans specialist

At The Horsebox Financer we consider ourselves to be horsebox finance and loan specialists. As a broker and not a direct lender, we are able to search a panel of lenders to help you get the most competitive rates. Whether you are looking to buy a new or used horsebox, make an application with us to see how we can help you.

We provide finance for ANY horsebox We have financed small horseboxes, large coach built horseboxes, horse tailers and conversations of all prices and all ages.

Regardless of your financial situation, we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be driving your new horsebox away the very same day.

APPLY NOW

Company Details

Horsebox Finance

9B High Street, Congleton, Cheshire, CW12 4HZ

E – [email protected]

T – 01625 324 444

The Horsebox Financer is a trading name of The Vehicle Financer Limited. The Vehicle Financer Limited is an appointed representative of Product Partnerships Limited which is authorised and regulated by the Financial Conduct Authority. Product Partnerships Limited FCA registration number is 626349 and its address is Salts Piazza Offices, Salts Mill, Victoria Road, Saltaire, BD18 3LA. Product Partnerships Limited’s permitted business is to act as a Principal for a network of Appointed Representatives who arrange regulated credit facilities for customers who are purchasing goods from them.

The Vehicle Financer Limited act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk

All finance is subject to status and income. Written quotations are available on request. We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your advisor can provide more information on this. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, 9B High Street, Congleton, CW12 1BNICO registration number – ZA171810.